Gear up for 2018 with free personal coaching

December is almost here and we're getting ready to head into a brand new year. Let's make 2018 your best-year-ever!!!! From a financial standpoint, let's take a moment to envision New Year's Eve 2018.

Write Your Vision and Make It Plain As Day

We're going deep here: close your eyes, take a deep breath, picture yourself standing at your New Year's Eve celebration. Where are you? Who are you talking to? What is the weather like outside? What are you eating? What are you drinking? Feel the glass in your hand, the food in your mouth. Who are you talking to?

Now, the person you're talking to asks you how your year was. You answer, "2018 was the best year ever! Because...."

How would you finish that sentence? Be specific. The more details, the better! Would it be because of time spent with your kids? Memories from your travels? Making a record income with your home business? Were you able to quit your job to become a stay at home mom? Or finished your degree? Whatever it is, write it down. As the Bible says in Habakkuk 2:2, "And the LORD answered me, and said, Write the vision, and make it plain on tables, that he may run that reads it."

Get a vision, Get a Plan, Take Action

Now that you know your vision, we need to make a plan of attack to accomplish it. Then TAKE ACTION! In James 2:14-26, it says "Faith without works is dead."

So what steps do you need to take to make your vision come true? Let's start with noting where you are right now. So if your goal is to quit your job to be a stay at home mom, you need to know what your current income & expenses are. You do this by tracking your income & expenses with a daily budget. Month after month you'll be able to see your average spending and income.

Next, you need to know where you are going. This means you take your average monthly budget and see how it looks when you remove your income and adjust the expenses accordingly (for example, removing daycare costs, lowering fuel expenses if you plan to drive less, lowering your eating out costs if you plan to cook at home more, and increasing your grocery expenses). Now, is your monthly budget in the green or red? If it's in the red, by how much? The amount is how much you need to make with an alternative income.

Now that you know exactly where you are now and where you are going, we need to identify the steps you need to take to get there. Initially write down everything you can think of, in no particular order. So in the example of quitting work, one possible solution would be to start a home business. You'll need to look at different companies to decide which one to join. Many home businesses allow you to make money immediately by having parties (home parties or online parties). Determine which route and set a sales goal for each party. Know how much you want to make a month, how big you want to grow your team, and how many months you want to hit your goal income before quitting your job.

Once you have your list made, start organizing it by what needs to be accomplished first & last. Then most importantly TAKE ACTION.

Hit Your Goals Faster with Free Coaching

I truly want 2018 to be your best year ever! And I'm here to help. 2017 has truly been my best year ever to-date and yes, it was my first year as a stay at home mom. I would love to help you reach your goals as well, whether it's getting a plan to pay off all your debt, starting your first business, etc. I will be offering free coaching to a few select people and want YOU to be one of them! So tune in live on my Facebook Page Friday, December 1, at 11 a.m. CST to find out the details.

Talk to you then!

Jill Gockel